:root {
  --ink: #172026;
  --muted: #5f6b74;
  --paper: #fffaf2;
  --surface: #ffffff;
  --line: #d9d2c7;
  --cactus: #1f6f5b;
  --cactus-dark: #164d42;
  --sun: #f4b740;
  --clay: #bf5f45;
  --charcoal: #101820;
  --shadow: 0 24px 60px rgba(16, 24, 32, 0.16);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.55;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

.skip-link {
  position: fixed;
  left: 1rem;
  top: -4rem;
  z-index: 100;
  background: var(--sun);
  color: var(--charcoal);
  padding: 0.7rem 1rem;
  border-radius: 0.35rem;
  font-weight: 800;
  transition: top 0.2s ease;
}

.skip-link:focus {
  top: 1rem;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 1rem clamp(1rem, 5vw, 4rem);
  color: #fff;
  transition: background 0.2s ease, box-shadow 0.2s ease, color 0.2s ease;
}

.site-header.is-scrolled {
  background: rgba(255, 250, 242, 0.96);
  color: var(--ink);
  box-shadow: 0 10px 30px rgba(16, 24, 32, 0.12);
  backdrop-filter: blur(14px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  min-width: 0;
}

.brand-mark {
  display: grid;
  width: 2.4rem;
  height: 2.4rem;
  place-items: center;
  flex: 0 0 auto;
  border: 2px solid currentColor;
  border-radius: 0.4rem;
  background: rgba(244, 183, 64, 0.94);
  color: var(--charcoal);
  font-weight: 900;
}

.brand strong,
.brand small {
  display: block;
}

.brand strong {
  font-size: clamp(0.9rem, 2vw, 1rem);
  line-height: 1.1;
}

.brand small {
  color: currentColor;
  font-size: 0.76rem;
  opacity: 0.78;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: clamp(0.75rem, 2vw, 1.6rem);
  font-size: 0.9rem;
  font-weight: 800;
}

.main-nav a {
  text-decoration: none;
  text-underline-offset: 0.25rem;
}

.main-nav a:hover,
.main-nav a:focus {
  text-decoration: underline;
}

.hero {
  position: relative;
  min-height: 92vh;
  display: grid;
  align-items: center;
  overflow: hidden;
  color: #fff;
  isolation: isolate;
}

.sub-hero {
  min-height: 68vh;
}

.sub-hero h1 {
  max-width: 12ch;
  font-size: clamp(2.8rem, 8vw, 5.7rem);
}

.hero-image,
.hero-overlay {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}

.hero-image {
  object-fit: cover;
  object-position: center;
  z-index: -2;
}

.hero-overlay {
  z-index: -1;
  background:
    linear-gradient(90deg, rgba(12, 20, 26, 0.86) 0%, rgba(12, 20, 26, 0.64) 48%, rgba(12, 20, 26, 0.18) 100%),
    linear-gradient(0deg, rgba(12, 20, 26, 0.62) 0%, rgba(12, 20, 26, 0.04) 36%);
}

.hero-content {
  width: min(760px, calc(100% - 2rem));
  margin-left: clamp(1rem, 6vw, 5rem);
  padding-top: 6rem;
  padding-bottom: 5rem;
}

.eyebrow {
  margin: 0 0 0.75rem;
  color: var(--clay);
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0;
  text-transform: uppercase;
}

.hero .eyebrow {
  color: var(--sun);
}

h1,
h2,
h3,
p {
  overflow-wrap: anywhere;
}

h1,
h2,
h3 {
  margin: 0;
  line-height: 1.05;
  letter-spacing: 0;
}

h1 {
  max-width: 11ch;
  font-size: clamp(3rem, 9vw, 6.8rem);
}

h2 {
  font-size: clamp(2rem, 5vw, 4rem);
}

h3 {
  font-size: 1.22rem;
}

.hero-copy {
  max-width: 650px;
  margin: 1.25rem 0 0;
  color: rgba(255, 255, 255, 0.9);
  font-size: clamp(1.04rem, 2vw, 1.24rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.8rem;
  margin-top: 2rem;
}

.button {
  display: inline-flex;
  min-height: 3.05rem;
  align-items: center;
  justify-content: center;
  border: 2px solid transparent;
  border-radius: 0.4rem;
  padding: 0.8rem 1.1rem;
  font-weight: 900;
  line-height: 1;
  text-decoration: none;
  cursor: pointer;
}

.button-primary {
  background: var(--sun);
  color: var(--charcoal);
}

.button-secondary {
  border-color: rgba(255, 255, 255, 0.72);
  color: #fff;
  background: rgba(255, 255, 255, 0.08);
}

.button:hover,
.button:focus {
  transform: translateY(-1px);
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  padding: 0;
  margin: 1.5rem 0 0;
  list-style: none;
}

.trust-row li {
  border: 1px solid rgba(255, 255, 255, 0.28);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.08);
  padding: 0.45rem 0.7rem;
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.9rem;
  font-weight: 800;
}

.notice-band {
  background: var(--cactus-dark);
  color: #fff;
  padding: 1rem clamp(1rem, 5vw, 4rem);
}

.notice-band p {
  max-width: 1120px;
  margin: 0 auto;
  font-size: 0.95rem;
}

.section {
  padding: clamp(4rem, 8vw, 7rem) clamp(1rem, 5vw, 4rem);
}

.section-heading,
.section-copy {
  max-width: 840px;
}

.section-intro {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, 0.85fr);
  gap: clamp(2rem, 6vw, 5rem);
  align-items: start;
}

.section-copy p,
.feature-copy p,
.quote-copy p {
  color: var(--muted);
  font-size: 1.06rem;
}

.metric-grid {
  display: grid;
  gap: 0.75rem;
  margin: 0;
}

.metric-grid div {
  border-left: 5px solid var(--sun);
  background: var(--surface);
  padding: 1rem 1.1rem;
  box-shadow: 0 16px 38px rgba(16, 24, 32, 0.08);
}

.metric-grid dt {
  color: var(--muted);
  font-size: 0.8rem;
  font-weight: 900;
  text-transform: uppercase;
}

.metric-grid dd {
  margin: 0.25rem 0 0;
  font-size: 1.15rem;
  font-weight: 900;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2rem;
}

.service-card {
  min-height: 20rem;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  border: 1px solid var(--line);
  border-radius: 0.5rem;
  background: var(--surface);
  padding: 1.25rem;
  box-shadow: 0 18px 45px rgba(16, 24, 32, 0.08);
}

.service-icon {
  width: 2.7rem;
  height: 2.7rem;
  display: grid;
  place-items: center;
  border-radius: 0.4rem;
  background: var(--cactus);
  color: #fff;
  font-weight: 900;
}

.service-card p,
.factor-list p,
.faq-list p {
  margin: 0;
  color: var(--muted);
}

.service-card a {
  margin-top: auto;
  color: var(--cactus-dark);
  font-weight: 900;
  text-decoration-thickness: 2px;
  text-underline-offset: 0.25rem;
}

.feature-band {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: clamp(2rem, 5vw, 5rem);
  align-items: center;
  background: var(--charcoal);
  color: #fff;
  padding: clamp(4rem, 8vw, 7rem) clamp(1rem, 5vw, 4rem);
}

.feature-image-wrap {
  overflow: hidden;
  border-radius: 0.5rem;
  aspect-ratio: 16 / 10;
  box-shadow: var(--shadow);
}

.feature-image-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.feature-copy p,
.feature-copy .check-list {
  color: rgba(255, 255, 255, 0.78);
}

.check-list {
  display: grid;
  gap: 0.85rem;
  padding: 0;
  margin: 1.5rem 0 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 1.6rem;
}

.check-list li::before {
  content: "";
  position: absolute;
  top: 0.55rem;
  left: 0;
  width: 0.65rem;
  height: 0.65rem;
  border-radius: 999px;
  background: var(--sun);
}

.split-section {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(300px, 1.05fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}

.factor-list {
  display: grid;
  gap: 0.75rem;
}

.factor-list article {
  border-top: 1px solid var(--line);
  padding-top: 1rem;
}

.factor-list h3 {
  margin-bottom: 0.45rem;
}

.quote-section {
  display: grid;
  grid-template-columns: minmax(0, 0.78fr) minmax(320px, 1.22fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
  padding: clamp(4rem, 8vw, 7rem) clamp(1rem, 5vw, 4rem);
  background: var(--cactus);
  color: #fff;
}

.quote-copy {
  position: sticky;
  top: 6rem;
}

.quote-copy .eyebrow {
  color: var(--sun);
}

.quote-copy p {
  color: rgba(255, 255, 255, 0.82);
}

.lead-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
  border-radius: 0.5rem;
  background: var(--surface);
  color: var(--ink);
  padding: clamp(1rem, 3vw, 1.5rem);
  box-shadow: var(--shadow);
}

.lead-form label {
  display: grid;
  gap: 0.35rem;
  color: var(--ink);
  font-weight: 900;
}

.lead-form input,
.lead-form select,
.lead-form textarea {
  width: 100%;
  border: 1px solid #bfc8c4;
  border-radius: 0.35rem;
  background: #fff;
  color: var(--ink);
  font: inherit;
  padding: 0.78rem 0.85rem;
}

.lead-form input[type="hidden"] {
  display: none;
}

.lead-form input[type="checkbox"] {
  width: 1.1rem;
  height: 1.1rem;
  margin: 0.2rem 0 0;
  accent-color: var(--cactus);
}

.lead-form input:focus,
.lead-form select:focus,
.lead-form textarea:focus {
  outline: 3px solid rgba(244, 183, 64, 0.5);
  border-color: var(--cactus);
}

.lead-form textarea {
  resize: vertical;
}

.full-span {
  grid-column: 1 / -1;
}

.consent-row {
  grid-template-columns: auto 1fr;
  align-items: start;
  gap: 0.7rem;
  color: var(--muted);
  font-size: 0.92rem;
  font-weight: 700;
}

.form-status {
  min-height: 1.5rem;
  margin: 0;
  color: var(--cactus-dark);
  font-weight: 900;
}

.faq-section {
  background: var(--paper);
}

.faq-list {
  display: grid;
  gap: 0.75rem;
  max-width: 960px;
  margin-top: 2rem;
}

details {
  border: 1px solid var(--line);
  border-radius: 0.5rem;
  background: var(--surface);
  padding: 1rem 1.1rem;
}

summary {
  cursor: pointer;
  font-weight: 900;
}

summary::marker {
  color: var(--clay);
}

details p {
  padding-top: 0.8rem;
}

.site-footer {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 0.8fr);
  gap: 2rem;
  background: var(--charcoal);
  color: #fff;
  padding: 2.5rem clamp(1rem, 5vw, 4rem);
}

.site-footer p {
  color: rgba(255, 255, 255, 0.72);
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem 1rem;
}

.footer-links a {
  color: #fff;
  font-weight: 900;
  text-underline-offset: 0.24rem;
}

.simple-footer {
  display: block;
}

.content-section {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(300px, 1.1fr);
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}

.article-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.article-grid article {
  border: 1px solid var(--line);
  border-radius: 0.5rem;
  background: var(--surface);
  padding: 1.2rem;
  box-shadow: 0 18px 45px rgba(16, 24, 32, 0.08);
}

.article-grid p {
  color: var(--muted);
}

.legal-page {
  padding-top: 5rem;
}

.legal-hero {
  background: var(--paper);
  padding: clamp(5rem, 9vw, 8rem) clamp(1rem, 5vw, 4rem) clamp(2.5rem, 5vw, 4rem);
}

.legal-hero h1 {
  max-width: 12ch;
  color: var(--ink);
  font-size: clamp(2.8rem, 8vw, 5.4rem);
}

.legal-hero p:last-child {
  color: var(--muted);
  font-weight: 800;
}

.legal-content {
  max-width: 880px;
  padding: 0 clamp(1rem, 5vw, 4rem) clamp(4rem, 8vw, 7rem);
}

.legal-content h2 {
  margin-top: 2rem;
  font-size: clamp(1.4rem, 3vw, 2rem);
}

.legal-content p {
  color: var(--muted);
  font-size: 1.05rem;
}

.legal-content a {
  color: var(--cactus-dark);
  font-weight: 900;
}

.quote-strip {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  background: var(--cactus-dark);
  color: #fff;
  padding: clamp(2rem, 5vw, 3rem) clamp(1rem, 5vw, 4rem);
}

.quote-strip h2 {
  max-width: 780px;
  font-size: clamp(1.8rem, 5vw, 3.2rem);
}

.footer-brand {
  color: #fff;
}

.asset-credit {
  font-size: 0.82rem;
}

@media (max-width: 980px) {
  .site-header {
    align-items: flex-start;
  }

  .main-nav {
    display: none;
  }

  .hero {
    min-height: 88vh;
  }

  .section-intro,
  .service-grid,
  .feature-band,
  .split-section,
  .quote-section,
  .site-footer,
  .content-section {
    grid-template-columns: 1fr;
  }

  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .quote-copy {
    position: static;
  }
}

@media (max-width: 640px) {
  .site-header {
    padding: 0.8rem 1rem;
  }

  .brand small {
    display: none;
  }

  .hero-content {
    width: min(100% - 2rem, 620px);
    margin: 0 auto;
    padding-top: 5.5rem;
  }

  h1 {
    max-width: 10ch;
    font-size: clamp(2.65rem, 14vw, 4rem);
  }

  h2 {
    font-size: clamp(1.85rem, 10vw, 2.8rem);
  }

  .hero-actions,
  .button,
  .lead-form,
  .service-grid,
  .article-grid {
    grid-template-columns: 1fr;
  }

  .hero-actions {
    display: grid;
  }

  .button {
    width: 100%;
  }

  .service-card {
    min-height: auto;
  }

  .feature-image-wrap {
    aspect-ratio: 4 / 3;
  }

  .quote-strip {
    display: grid;
  }
}